IS YOUR FUTURE PROTECTED?

FREQUENTLY ASKED QUESTIONS

How much does life insurance cost?

Life insurance is often much more affordable than people expect.
Many policies cost less than a daily cup of coffee. Your rate depends on age, health, coverage amount, and policy type.


Do I need a medical exam?

Not always. Many policies are available with no medical exam — just a simple health questionnaire.


What if I have health issues?

There are options for many health conditions. Even if you’ve been declined before, you may still qualify for coverage.


How long does approval take?

Some policies are approved same day, while others may take a few days to a couple of weeks depending on the carrier and underwriting.


Is life insurance really necessary if I’m young and healthy?

Yes. The younger and healthier you are, the lower your rate. Locking in coverage early saves money long-term.


What’s the difference between term and whole life?

Term life covers you for a specific time period.
Whole life covers you for your entire life and can build cash value.

I’ll help you decide which fits your goals.


Can I have more than one policy?

Yes. Many people combine policies to cover different needs.


Will my family pay taxes on the death benefit?

In most cases, life insurance death benefits are tax-free to beneficiaries.


Can I change my policy later?

Yes. You can often adjust coverage or add policies as your life changes.


Is my information secure?

Yes. Your information is kept private and only used to provide quotes and coverage options.


What happens if I stop paying?

Policies may lapse, but options may be available depending on the policy type. I’ll explain everything upfront.


Still Have Questions?

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Marquis is always available for side collaborations and talks worldwide. If you want to chat about types of Insurance, where to start, quotes, or anything else, don’t hesitate in reaching out.